| Building Insurance Included | |
| Common Elements Included |














PH2 - 297 College Street
Kensington-Chinatown, Toronto
$599,000
One of the largest and best-laid-out 1+1s in the building - and a true penthouse. At 623 square feet, this residence features dramatic open-concept living spaces, floor-to-ceiling windows and sweeping panoramic views. Perfectly positioned at the crossroads of Kensington Market, Chinatown, Harbord Village and the University of Toronto, this exceptional location puts some of Toronto's most vibrant neighbourhoods right outside your door. The lobby offers direct, indoor access to T&T Supermarket and TD Bank. The apartment's foyer features a custom mural by acclaimed artist Jeff Blackburn, depicting a landmark intersection in Kensington Market. A full wall of closets provides exceptional storage, while ensuite laundry is conveniently tucked away nearby. The spacious den is ideal for working from home and large enough to accommodate guests, with the option of adding sliding doors for enhanced privacy. The exceptionally bright living and dining area is designed to maximize the spectacular eastern views, with floor-to-ceiling windows and an expansive balcony stretching nearly the full width of the suite. The sleek kitchen features built-in appliances, including a new refrigerator and dishwasher installed in July and August 2026. The balcony is conveniently accessed from the kitchen and includes an electrical outlet for a barbecue. The primary bedroom features a full wall of closets. An oversized four-piece bathroom provides abundant storage and a functional, well-appointed design. Amenities include a gym, theatre room, lounge with billiard table and guest suite as well as an entertainment terrace with communal gas barbecues. A rare true penthouse offering exceptional space, light, views, and one of downtown Toronto's most vibrant locations.
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| Type | Condo Apartment |
| Style | Apartment |
| Approx. Age | 6-10 |
| Size | 600-699 sq. ft. |
| Maintenance Fees | $542 |
| Locker | None |
| Balcony | Open |
| Exposure | East |
| Parking Type | Underground |
| Parking Spaces | 0 |
| Parking Features | None |
| Property Tax | $3,691 |
| mls© Number | C13665648 |
| Listed By | ROYAL LEPAGE SIGNATURE REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,066
- Property tax
- $308
- Heat allowance
- $150
- Condo fees, half counted
- $271
- Housing costs
- $3,795 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$117,000
gross annual household income
- Payment at 4%
- $2,521 / mo
- Cash down
- $119,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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