| CAC Included | |
| Common Elements Included | |
| Heat Included | |
| Building Insurance Included | |
| Water Included |






































709 - 770 Bay Street
Bay Street Corridor, Toronto
$498,000
Welcome to Suite 709 at 770 Bay Street in the prestigious Lumière Condominiums, ideally situated at Bay and College in the heart of downtown Toronto. This beautifully maintained suite features soaring 9-ft ceilings, engineered hardwood flooring, floor-to-ceiling windows, a bright open-concept kitchen and living area, and an expansive south-facing balcony perfect for relaxing or entertaining. Enjoy five-star building amenities, including 24-hour concierge, visitor parking, a fitness centre, indoor pool, sauna, yoga studio, theatre, party room, guest suites, and a scenic rooftop terrace with BBQs. Steps to College Subway Station and TTC transit, with easy access to the PATH network, U of T, TMU, Queen's Park, Yorkville, the Financial District, Eaton Centre, and Bloor Street shopping. Everyday essentials are within easy reach, including Loblaws, Metro, banks, pharmacies, cafés, restaurants, and government offices. Proximity to major hospitals, research centres, universities, and downtown employment hubs offers exceptional convenience for residents and enhances rental appeal to students, healthcare staff, and working professionals. An outstanding opportunity for end users seeking vibrant downtown living or investors looking for a centrally located property with broad tenant appeal!
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| Type | Condo Apartment |
| Style | Apartment |
| Approx. Age | Not available |
| Size | 500-599 sq. ft. |
| Maintenance Fees | $511 |
| Locker | None |
| Balcony | Open |
| Exposure | South |
| Parking Type | Underground |
| Parking Spaces | 0 |
| Parking Features | None |
| Property Tax | $3,100 |
| mls© Number | C13757964 |
| Listed By | BAY STREET GROUP INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
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Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,549
- Property tax
- $258
- Heat allowance
- $150
- Condo fees, half counted
- $256
- Housing costs
- $3,213 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$99,000
gross annual household income
- Payment at 4%
- $2,096 / mo
- Cash down
- $99,600
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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