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820 - 1029 King Street W
Niagara, Toronto
$689,000
Fully renovated top-to-bottom, this two-storey loft at Electra Lofts is nothing like the standard King West condo. Soaring 16'8" ceilings and dramatic 16' windows flood the main level with light over a completely reimagined kitchen - quartz counters, integrated appliances, and a sleek panel-front fridge. The exposed concrete ceilings and accent walls anchor the loft character, while every other surface has been brought current: refinished wide-plank oak flooring, a rebuilt floating staircase with glass railing, and a fully redone bathroom with glass shower and new vanity. Upstairs, the primary bedroom overlooks the living space below and features custom-built closet storage plus an updated in-suite washer/dryer. A custom-made suspension net, hand-imported from France - sink in with a book, or simply do nothing at all. The kind of feature you don't find twice. Step out to a full-length private balcony. Includes owned parking right beside the elevator and a private locker. Steps to Trinity Bellwoods Park, the King/Queen strip, and Liberty Village.
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| Type | Condo Apartment |
| Style | Loft |
| Approx. Age | Not available |
| Size | 700-799 sq. ft. |
| Maintenance Fees | $633 |
| Locker | Owned |
| Balcony | Open |
| Exposure | North West |
| Parking Type | Underground |
| Parking Spaces | 1 |
| Parking Features | Underground |
| Property Tax | $2,893 |
| mls© Number | C13780370 |
| Listed By | RE/MAX WEST REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,527
- Property tax
- $241
- Heat allowance
- $150
- Condo fees, half counted
- $316
- Housing costs
- $4,234 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$130,000
gross annual household income
- Payment at 4%
- $2,899 / mo
- Cash down
- $137,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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