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New8 hours ago

12 St. James Court

Cabbagetown-South St. James Town, Toronto

$1,649,000

Freehold Townhouse|2-Storey
2 | 3 | 1
About this home

Some homes get a refresh. This one got a total transformation.At the end of historic Wellesley Street, on a quiet court most people don't know is there, 12 St James Court has been renovated from top to bottom. Every room was rethought, and every finish was chosen with purpose.The main floor is built for real life. The kitchen has quartz countertops and room to cook and gather. The living room is anchored by a wood-burning fireplace and walks out to the deck. Hardwood runs throughout, and the electrical has been fully upgraded, so the peace of mind goes deeper than the finishes.Upstairs, skylights pour natural light across the second floor. The primary suite has a 3-piece ensuite and a walk-in closet, and the second bedroom is generously sized.The finished lower level adds a third bedroom and walks straight out to a private backyard oasis. It's a rare kind of outdoor space for downtown living.Out front, you're in the heart of Cabbagetown. Riverdale Park, Riverdale Farm, great local shops and restaurants, and quick access to transit and the DVP are all minutes away.Nearly 2,200 square feet of move-in-ready space in one of Toronto's most loved neighbourhoods.

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Contact nest zoom realty.

nest zoom realty
(416) 276-9973
TypeAtt/Row/Townhouse
Style2-Storey
Approx. Age31-50
Size1100-1500 sq. ft.
Property Tax$8,041
Lot Size14.62 ft x 98.85 ft
mls© NumberC13834808
Listed ByREAL BROKER ONTARIO LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$8,440
Property tax
$670
Heat allowance
$150
Housing costs
$9,260 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $329,800
25-yr amortization

Income needed

$285,000

gross annual household income

Payment at 4%
$6,939 / mo
Cash down
$329,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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