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321 Highland Avenue W

Central, Oshawa

$595,000

Detached|Bungalow
3 | 3 | 2
About this home

Welcome to 321 Highland Ave. A fantastic opportunity for first-time buyers and investors! This solid all-brick, 3-bedroom bungalow sits on a generous 51.37 x 119.75 ft lot in a family-friendly Oshawa neighborhood. Featuring a fully finished basement with a separate entrance, the home offers excellent income potential of approximately $4,000/month to help offset your mortgage. Enjoy a fully fenced backyard with a spacious deck, and updates including a newer furnace, A/C, updated windows, and a roof (2020). Conveniently located minutes from Hwy 401, schools, parks, shopping, and transit. This is an excellent opportunity to own a comfortable home with outstanding income potential.

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Got questions?

Contact nest zoom realty.

nest zoom realty
(416) 276-9973
TypeDetached
StyleBungalow
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$4,497
Lot Size51.37 ft x 119.75 ft
mls© NumberE13524888
Listed ByGROW MAX REALTY POINT

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,045
Property tax
$375
Heat allowance
$150
Housing costs
$3,570 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $119,000
25-yr amortization

Income needed

$110,000

gross annual household income

Payment at 4%
$2,504 / mo
Cash down
$119,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

Central
Detached · June – August 2026
Cool

For detached listings, Central is currently leaning buyers' way — there is more choice and more room to negotiate. Over June – August 2026, homes here typically sold in about 24 days and fetched 94% of the asking price. Buyer competition is holding steady versus the same months last year.

Demand
0.24
Avg days on market
24 d
Sale-to-list
94%
Price change (YoY)
-10%

Based on 18 sales

Market balance
Detached sales vs new listings in Oshawa · last 3 months

0.36

Buyer's market

Buyer'sSeller's
Days on market
Detached in Oshawa

28days

-1 days vs the same month last year

Average sold price
Detached in Oshawa · last 12 months

$720,519

-12.1% vs a year ago

Nearby listings

Comparable sales

  • No similar listings found.