127 Galloway Road
West Hill, Toronto
$725,000
Fully updated house with three distinct spaces for potential income. *New paint * New attic insulation * New floor at all levels * 2 updated/equipped kitchens * New quartz countertop * New main washroom. Roof (2023 with 10 year warranty). Chimney (2023 with 5 year warranty). Large furnace room. Move-in condition. Corner lot with parking space at both entrances. Walking distance to Guildford GO and TTC accessible. Three bedroom main floor with washing machine/dryer. Separate entrance to basement with another kitchen/washing machine/dryer. A third entrance to an enclosed garage (workshop) with two windows. All appliances are in as-in condition. Some images are enhanced and staged for visualization purposes only; furniture and decor have been digitally added.
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| Type | Detached |
| Style | Backsplit 3 |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,844 |
| Lot Size | 65 ft x 64.95 ft |
| mls© Number | E13631688 |
| Listed By | LANDSTARS 360 REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
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Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,711
- Property tax
- $320
- Heat allowance
- $150
- Housing costs
- $4,181 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$129,000
gross annual household income
- Payment at 4%
- $3,051 / mo
- Cash down
- $145,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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