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New6 days ago

2 Sprucewood Crescent

Rural Clarington, Clarington

$998,000

Detached|2-Storey
3 | 3 | 4
About this home

Spacious all-brick 3+1 bedroom bungalow with loft situated on a large corner lot directly across from a school. The main floor features a bedroom with ensuite, ceramic and hardwood flooring, and a cozy gas fireplace. Upstairs offers 2 additional bedrooms, a full bathroom, and laminate flooring. The home features 4 bathrooms in total. The fully finished basement provides excellent additional living space with a second kitchen, living room with the home's second gas fireplace, bedroom, and 2-piece bathroom. Enjoy the large backyard with deck and gazebo, perfect for relaxing or entertaining. Heated garage adds extra comfort and convenience. A versatile home with plenty of space inside and out. All shopping and amenities close by, all Highways access in minutes, come check out this beauty before it's gone

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Contact nest zoom realty.

nest zoom realty
(416) 276-9973
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$6,480
Lot Size55 ft x 135 ft
mls© NumberE13747712
Listed ByRE/MAX GOLD REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,108
Property tax
$540
Heat allowance
$150
Housing costs
$5,798 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $199,600
25-yr amortization

Income needed

$178,000

gross annual household income

Payment at 4%
$4,200 / mo
Cash down
$199,600

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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