





102-C Queen Street
Bowmanville, Clarington
$649,000
First Time Buyers! Century Home in the heart of Downtown Historical Bowmanville - with existing legal accessory apartment or in-law suite. Location is within walking distance to all Bowmanville Historical Downtown amenities, schools, library, banks and shops & restaurants. Steps to transit. Only 3 minutes to Hwy 401/Liberty Street. Paved parking for 4+ vehicles and huge 66' x 172' grassed backyard with shade tree. Current tenants on month-to-month tenancy (if you intend to occupy this property consult your realtor about tenant notice options). Furnace replaced in Fall/2020. Current zoning permits up to 3 residential units. See attached Property Planning Brief document for list of permitted uses and zoning details. Ideal for the First Time Buyer looking to supplement mortgage payments with legal exisiting apartment income; or the Investor looking for property with good buy and hold potential in area recently designated medium density. Flexible closing available. Please allow 24 hours notice for showings thru BrokerBay.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 100+ |
| Size | 2500-3000 sq. ft. |
| Property Tax | $5,788 |
| Lot Size | 66 ft x 172 ft |
| mls© Number | E13758120 |
| Listed By | Royal Service Real Estate Inc. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
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Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,322
- Property tax
- $482
- Heat allowance
- $150
- Housing costs
- $3,954 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$122,000
gross annual household income
- Payment at 4%
- $2,731 / mo
- Cash down
- $129,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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