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New1 day ago

814 Lochness Crescent

McLaughlin, Oshawa

$999,990

Detached|Bungalow
2 | 2 | 6
About this home

Welcome to this custom-designed bungalow located on a premium lot in the desirable McLaughlin-Thornton Ridge neighbourhood. Creatively planned for those who value space, natural light, and versatile living, the open-concept living area has a dramatic cathedral ceiling and a skylight. Engineered hardwood flooring, generous windows, and a gas fireplace create a comfortable setting for everyday living and entertaining. The kitchen features stainless steel appliances, and an oversized centre island which offers an abundant workspace, a comfortable family dining space, and generous below counter storage. Two spacious bedrooms occupy the main level, including a primary retreat with a distinctive barn-style door, and a walk-out to the deck. The spa-like main bathroom (9.5' X 8') features a glass-enclosed walk-in shower, separate soaker tub, and skylight. Multiple walkouts extend the living space outdoors to 2 decks, plus a private rear yard with two garden sheds, a hardtop gazebo, and two gas BBQ outlets - an inviting setting for summer get-togethers. The finished lower level is equally impressive, offering a bright two-bedroom in-law suite with its own living area with kitchen, laundry, gas fireplace, and a private walkout. Adding another layer of versatility, the heated and air-conditioned garage is currently configured as a sales shop and can readily serve as a studio, workshop, or other home-based business (or could be converted back to a garage). With convenient access to Highways 401 & 407, Durham College, Ontario Tech University, Lakeridge Health, shopping, schools, and transit, this is a rare opportunity to combine easy bungalow living with genuine flexibility.

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nest zoom realty
(416) 276-9973
TypeDetached
StyleBungalow
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$6,396
Lot Size50.85 ft x 112.01 ft
mls© NumberE13760706
Listed ByCentury 21 Infinity Realty Inc.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,118
Property tax
$533
Heat allowance
$150
Housing costs
$5,801 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $199,998
25-yr amortization

Income needed

$179,000

gross annual household income

Payment at 4%
$4,208 / mo
Cash down
$199,998

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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