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New1 hour ago

786 Mary Street N

Centennial, Oshawa

$700,000

Detached|Bungalow
3 | 2 | 10
About this home

In Oshawa's Centennial Neighbourhood, This Completely Self-Contained 3+3 Bedroom Bungalow Offers An Amazing Opportunity For Buyers Looking For Space, Flexibility, And Long-Term Potential. With 2 Kitchens, Separate Entrances, A 1-Car Garage, And Parking For 6+ Cars, The Layout Is Well Suited For Extended Family, Multi-Generational Living, Or Investors. The Main Floor Features Hardwood Flooring, 3 Bedrooms, Laundry, A 4-Piece Bathroom, And An Updated Kitchen With Stone Counters And Vinyl Flooring, Giving The Upper Level A Clean And Functional Everyday Layout. The Basement Adds Serious Versatility With 3 Additional Bedrooms Featuring Egress Windows, A Second Kitchen, Living Room, 3-Piece Bath, And Laundry, Creating A Lower Level That Can Support A Variety Of Living Arrangements. Outside, The Large Backyard Offers Patio Space, Room To Enjoy, And A Garden Shed For Extra Storage. Close To Amenities And Set In A Mature Centennial Location, This Property Gives Buyers More Than A Bungalow; It Gives Them Options.

Extras

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Got questions?

Contact nest zoom realty.

nest zoom realty
(416) 276-9973

This seller is holding back offers

Instead of reviewing offers as they come in, this seller has set offer instructions — a strategy often paired with attractive pricing to invite competing bids. Timing and preparation matter here; get in touch and we'll walk you through it.

TypeDetached
StyleBungalow
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$5,860
Lot Size70 ft x 133.92 ft
mls© NumberE13769004
Listed ByDAN PLOWMAN TEAM REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,583
Property tax
$488
Heat allowance
$150
Housing costs
$4,221 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $140,000
25-yr amortization

Income needed

$130,000

gross annual household income

Payment at 4%
$2,946 / mo
Cash down
$140,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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