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New3 hours ago

6 - 45 Birchmount Road

Birchcliffe-Cliffside, Toronto

$999,888

Detached|3-Storey
4 | 3 | 2 | 0
About this home

**RARE Detached Home w/ a Garage & Driveway on a Quiet Cul-De-Sac in Desirable Birch Cliff!** Spacious 4-Bed, 3-Bath Home Tucked Away Just South of Kingston Road. Bright Main Floor With Hardwood Floors, Spacious Living Room & Tasteful Dining Area Featuring French Doors, Bay Window and Custom European Fabric Shades. Modern Eat-In Kitchen With Ample Cabinetry, S/S Appliances, Stone Countertops, & Large Windows Bringing in Tons of Natural Light. Third-Floor Primary Retreat Features Skylights, Custom His & Hers Walk-In Closets & Private 4-Pc Ensuite. Three Generous Bedrooms on the Second Floor & a 4-Pc Bath With Heated Floors. The Lower Level Features a Separate Entrance/Walkout Offering Excellent Flexibility for Potential Rental Income, a Home Office, Recreation Space or Future In-Law Suite. Lower Level Additionally Boasts Hardwood Floors, a Bathroom, Ample Storage & Direct Access to the Backyard & Garage. Numerous Updates Include Triple-Pane Windows, Trims & Patio Door (2023), S/S Washer & Dryer (2023), S/S Dishwasher (2023), Furnace & A/C (2019), Custom Closet Cabinetry, Recent Fresh Interior Paint. Private Backyard With Dining Area Perfect for a Morning Coffee. Enjoy the Best of Urban Convenience and Natural Beauty, With the Waterfront Trail Just Down the Street and Picturesque Rosetta McClain Gardens a Short Stroll Away. Birchmount Community Centre Is Nearby. Conveniently Close to Birchcliff PS and Birchmount HS. Transit Is Mere Steps Away at the Top of the Street, With Local Shops, Restaurants and Everyday Amenities Along Kingston Road Just Minutes Away. A Wonderful Family-Friendly Community With Greenspace, Recreation, Transit and the Lake All Within Easy Reach! Maintenance Fee $220 Incl: Snow Removal for the Cul-De-Sac, Wrought Iron Fence Maintenance, and Property & Structural Insurance Through the Condo (Contents, Betterment & Liability Insurance Resident's Responsibility) *Photographed when Property Previously Staged*

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TypeDetached
Style3-Storey
Approx. AgeNot available
Size2000-2500 sq. ft.
Property Tax$4,668
mls© NumberE13780672
Listed ByREAL BROKER ONTARIO LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,118
Property tax
$389
Heat allowance
$150
Housing costs
$5,657 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $199,978
25-yr amortization

Income needed

$174,000

gross annual household income

Payment at 4%
$4,208 / mo
Cash down
$199,978

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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