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New3 hours ago

5 Ferguson Street

Clairlea-Birchmount, Toronto

$938,000

Semi-Detached |3-Storey
3 | 3 | 2
About this home

Welcome To 5 Ferguson Street-A Rare Opportunity To Own A Semi-Detached Home In This Neighbourhood! Offering 1,900 Sq. Ft. Across Three Above-Ground Levels, This 3-Bedroom, 3-Bathroom Home Combines Inviting Living Spaces With Everyday Practicality. An Attractive Brick And Stucco Exterior Sets The Tone, While Large Windows, Warm Wood Floors And Arched Doorways Give The Interior A Bright, Welcoming Feel. The Spacious Living Room Features A Fireplace Framed By Tall Windows, Creating A Comfortable Setting For Relaxed Evenings And Time With Friends. The Kitchen Offers Ample Cabinetry, A Tiled Backsplash, New Dishwasher And A Walk-Through Butler's Pantry Area With Additional Storage And Counter Space. An Adjacent Dining Area And Separate Front Nook Provide Flexibility For Meals, Reading Or A Home Workspace. Upstairs, The Primary Bedroom Features A Walk-In Closet And Private Ensuite, Complemented By Two Additional Bedrooms, A Full Bathroom And Convenient Bedroom-Level Laundry. The Generous Ground-Floor Family Room Opens Directly To The Fenced Backyard, Where Newly Installed Interlocking Stones Create An Expansive Patio For Outdoor Dining And Summer Gatherings. Metal Roof W/ a 50-Year Lifespan Installed in 2018, Adding Lasting Durability. A Home With Character, Natural Light And Room To Make It Your Own! See 3D Walkthrough Virtual Tour!

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nest zoom realty
(416) 276-9973
TypeSemi-Detached
Style3-Storey
Approx. Age16-30
Size1500-2000 sq. ft.
Property Tax$5,011
Lot Size22.97 ft x 80.87 ft
mls© NumberE13781536
Listed ByRE/MAX EXCEL REALTY LTD.

Listing History

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  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,801
Property tax
$418
Heat allowance
$150
Housing costs
$5,369 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $187,600
25-yr amortization

Income needed

$165,000

gross annual household income

Payment at 4%
$3,947 / mo
Cash down
$187,600

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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