96B Laurel Avenue
Kennedy Park, Toronto
$810,000
Fabulous Semi-detached brick home in the heart of Scarborough! Large UPDATED Eat-in kitchen with GRANITE Counter and Stainless Steel appliances, GORGEOUS, 2nd Flr bathroom-renovated in 2020. Living room has walk out to west facing fenced yard with patio, gardens and sunset exposure. Finished Basement with separate entrance featuring UPDATED Bathroom & UPDATED Laundry room. PRIMARY BEDROOM has 3 CLOSETS!!! Fresh paint, Hardwood Floors, New Ceiling fans. Attached single car garage with long and wide driveway. Lots of Storage under stairs and in basement. MANY UPDATES; ROOF replaced in 2021, FURNACE/CENTRAL AIR replaced 2014, WINDOWS on main and 2nd floor/PATIO DOORS replaced 2022, 2ND FLR BATHROOM renovated IN 2020. Minutes to Parks, 2 Go Stations, TTC, Schools including RH KIng Academy, Norman Cook, Birchmount Collegiate & More
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| Type | Semi-Detached |
| Style | 2-Storey |
| Approx. Age | 31-50 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,606 |
| Lot Size | 23 ft x 104 ft |
| mls© Number | E13813570 |
| Listed By | RE/MAX HALLMARK REALTY LTD. |
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,146
- Property tax
- $301
- Heat allowance
- $150
- Housing costs
- $4,596 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$141,000
gross annual household income
- Payment at 4%
- $3,409 / mo
- Cash down
- $162,000
Assumes no other monthly debts · 25-yr amortization
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