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Listed 1 month ago

162 College Avenue

Vanier, Oshawa

$499,900

Detached|1 1/2 Storey
3 | 2 | 2
About this home

Fantastic opportunity to own a detached 3-bedroom home in a desirable, family-friendly neighbourhood! Ideally located just minutes from schools, parks, shopping, restaurants, walking trails, major highways, and everyday amenities, this home offers outstanding convenience and versatility. The bright main floor features spacious living and dining areas, a flexible den ideal for a home office or additional living space, and a main floor bedroom currently used as a family room. A convenient 2-piece bathroom adds to the functionality. The spacious eat-in kitchen offers abundant cabinetry, generous counter space, and a walkout to the fully fenced backyard, perfect for relaxing and entertaining. Upstairs, you'll find 2 generously sized bedrooms and an updated 4-piece bathroom. Recent improvements include a brand-new gas furnace and plumbing updated throughout in July 2026. Outside, enjoy beautifully maintained front and rear yards, a private backyard surrounded by mature trees, and a private driveway with ample parking. With its flexible layout, inviting outdoor space, and excellent location, this is a fantastic opportunity for first-time buyers, families, investors, or anyone looking to make a home their own. 2026 Utility Costs: Heating $133/Month | Hydro $150/Month | Water $67/Month. Don't miss your opportunity to make this home yours!

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nest zoom realty
(416) 276-9973
TypeDetached
Style1 1/2 Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$3,384
Lot Size38 ft x 132 ft
mls© NumberE13827816
Listed ByRE/MAX Jazz INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,559
Property tax
$282
Heat allowance
$150
Housing costs
$2,991 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $99,980
25-yr amortization

Income needed

$92,000

gross annual household income

Payment at 4%
$2,104 / mo
Cash down
$99,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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