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Listed 9 days ago

5 LOFTHOUSE Drive

Rolling Acres, Whitby

$999,999

Detached|2-Storey
4 | 4 | 5
About this home

Property is very spacious, over 2300 square foot and well maintained, Offering 5 good size bedrooms and 4 bathrooms. Three walk-outs to a beautiful backyard with a deck, and a gazebo. Pool size lot facing south to get full sun all day and a fully fenced lot. Large eat-in Kitchen and formal dining room. Main floor has beautiful Engineered Hardwood Flooring and a ton of windows. Huge Open Concept Basement offers Nanny Suite with Bedroom & Walk-in clothes closet, & a new 3-Pc bathroom (2025) as well as a modern eat-in Kitchen. All sinks have their own shut off valves and the primary bedroom has extra plumbing for an extra sink or "possibly" a Bidet. Central Air and Furnace was replaced in 2021. Lower roof replaced in 2015 and upper roof & shed was replaced in 2020. Upgraded Insulation 2025, * ENTRANCE TO HOUSE FROM GARAGE*

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nest zoom realty
(416) 276-9973
TypeDetached
Style2-Storey
Approx. AgeNot available
Size2000-2500 sq. ft.
Property Tax$7,527
Lot Size54.79 ft x 123.28 ft
mls© NumberE14087022
Listed ByREMAX YOUR COMMUNITY REALTY

Listing History

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  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,118
Property tax
$627
Heat allowance
$150
Housing costs
$5,896 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $200,000
25-yr amortization

Income needed

$181,000

gross annual household income

Payment at 4%
$4,208 / mo
Cash down
$200,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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