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New7 days ago

168 - 1610 Charles Street

Port Whitby, Whitby

$399,000

Condo Apartment |
1 + 1 | 1 | 2 | 1
About this home

An incredible opportunity at The Landing at Whitby Harbour! This bright and spacious two-storey 1-bedroom + den features a ground-level walkout to your own private terrace. Floor-to-ceiling windows fill the open-concept layout with natural light, while the versatile den is perfect for a home office, dining area or additional living space. Enjoy waterfront living just steps from the harbour, marina, parks and scenic trails, with Whitby GO, Highway 401, shopping, restaurants and everyday essentials minutes away. One stacked parking spot accommodating two cars is included at no additional cost, along with one locker. Exceptional value for investors, first-time buyers and end users in one of Whitby's premier waterfront communities. Suite is virtually staged.

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nest zoom realty
(416) 276-9973
TypeCondo Apartment
Style2-Storey
Approx. AgeNew
Size600-699 sq. ft.
Maintenance Fees$477
LockerOwned
BalconyOpen
ExposureNorth
Parking TypeUnderground
Parking Spaces2
Parking FeaturesUnderground
Property Tax---
mls© NumberE14092118
Listed ByHERSH REALTY GROUP INC.
Common Elements Included
Building Insurance Included
Parking Included
Heat Included

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

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What the bank counts

This home's estimated carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,042
Property tax (estimated)
$0
Heat allowance
$150
Condo fees, half counted
$238
Housing costs
$2,431 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $79,800
25-yr amortization

Income needed

$75,000

gross annual household income

Payment at 4%
$1,679 / mo
Cash down
$79,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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