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New5 days ago

20 Brock Street

O'Neill, Oshawa

$575,000

Detached|2-Storey
3 | 2 | 2
About this home

Welcome to this beautifully upgraded home in the desirable O'Neill community of Oshawa,featuring a charming front porch and a bright, open-concept layout. Enjoy smooth ceilings, potlights, a cozy fireplace, and stylish wood-plank laminate flooring throughout.The modern kitchen boasts sleek, glossy white cabinetry, quartz countertops, a matchingbacksplash, stainless steel appliances, and a breakfast peninsula with seating for three. Aseparate formal dining area with a walkout to the patio provides the perfect setting forentertaining family and friends.Additional upgrades include fully renovated bathrooms with modern showers, Schlage smartlocks, a home security alarm system, elegant soffit lighting, and enhanced front and rearporches. The home also includes a stainless steel refrigerator, stove, dishwasher, washer anddryer, along with a like-new Lennox furnace.Ideally located just steps from top-rated Catholic and public schools, Costco, the hospital,parks, churches, public transit, restaurants, shopping, and all major amenities, this move-in-ready home offers the perfect blend of modern style, comfort, and convenience.A fantastic opportunity to own a thoughtfully upgraded home in a prime Oshawa location!

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nest zoom realty
(416) 276-9973

This seller is holding back offers

Instead of reviewing offers as they come in, this seller has set offer instructions — a strategy often paired with attractive pricing to invite competing bids. Timing and preparation matter here; get in touch and we'll walk you through it.

TypeDetached
Style2-Storey
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$3,186
Lot Size35.75 ft x 50.05 ft
mls© NumberE14097292
Listed ByRE/MAX REAL ESTATE CENTRE INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,943
Property tax
$266
Heat allowance
$150
Housing costs
$3,359 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $115,000
25-yr amortization

Income needed

$103,000

gross annual household income

Payment at 4%
$2,420 / mo
Cash down
$115,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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