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New3 days ago

751 Gifford Street

Lakeview, Oshawa

$499,900

Detached|2-Storey
4 | 3 | 3
About this home

Spacious 4-Bedroom Home with Income Potential in a Prime Central Location! Finding a home with 4 bedrooms (3 upstairs and 1 on the main floor), separate living and dining rooms, and a finished basement with a separate entrance is hard to find in this price range! This is not a small house! Offering generous living space for the whole family, this property also features excellent potential for additional rental income. Key Features:4 spacious bedrooms - 3 upstairs and 1 on the main floor Separate living and dining rooms Finished basement with a separate entrance and additional income potential Two brand-new heat pumps recently installed for efficient heating and cooling Durable metal roof Enclosed front porch for added comfort and convenience Large windows providing abundant natural light Fully fenced and gated backyard Spacious deck, perfect for relaxing or entertaining3 washrooms, including a convenient main-floor powder room Prime Central Location on a Quiet Street!Enjoy convenient access to Highway 401, the GO Station, Durham Region Transit, and major routes, including Simcoe Street and Ritson Road. Close to schools, shopping, restaurants, parks, and the beautiful Lake Ontario waterfront. Everything you need is just minutes away! With its generous living space, modern heating and cooling upgrades, durable metal roof, and potential for additional rental income, this home offers comfort, convenience, and versatility for growing families and savvy buyers. This is a spacious home worth seeing in person! Book your showing today and discover its full potential.

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nest zoom realty
(416) 276-9973
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$3,369
Lot Size25 ft x 150 ft
mls© NumberE14109018
Listed ByCENTURY 21 LEADING EDGE REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,559
Property tax
$281
Heat allowance
$150
Housing costs
$2,989 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $99,980
25-yr amortization

Income needed

$92,000

gross annual household income

Payment at 4%
$2,104 / mo
Cash down
$99,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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