













































106 Spruce Hill Road
The Beaches, Toronto
$1,349,999
BALMY BEACH MAGIC. COUNTRY FEELS. CITY ADDRESS. One of The Beach's most coveted streets, where kids learn to ride their bikes in the lane, neighbours become friends, and you can hear the school bell ringing from beloved Balmy Beach School. This is the kind of street people dream about! An epic front porch made for morning coffees or evening wine. A crazy deep lot backing onto the lane, surrounded by a majestic tree canopy & loved gardens - that rare feeling of living in the country while being steps from everything The Beach has to offer. Inside, soaring 10-ft ceilings, hardwood floors, an open-concept layout and a fabulous main-floor family room with a walkout to the sun deck make family life effortless. And the lower level? Options galore! A fully self-contained, one-bedroom, super bright suite with its own separate entrance (complete with French doors!), kitchen, three-piece bath and terrace. Perfect for extended family, guests, income potential or simply reclaiming the space for an incredible family hangout. Shared laundry adds flexibility, and two-car parking off the rear lane is epic. Steps to Balmy Beach School, a short stroll to Queen Street, the boardwalk, the lake and everything we love about Beach life. Big-porch energy. Small-town soul. One seriously special Beach address.
No extras listed.
Visit this home
Open houses
Sat, Oct 31
2:00 PM – 4:00 PM
Sun, Nov 1
2:00 PM – 4:00 PM
Or pick a time that works for you.
Ask our AI assistant
Schools, payments, offer timing, history — ask in plain words. This home is already in the conversation.
| Type | Semi-Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $6,921 |
| Lot Size | 25 ft x 120 ft |
| mls© Number | E14124546 |
| Listed By | ROYAL LEPAGE SIGNATURE REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $6,910
- Property tax
- $577
- Heat allowance
- $150
- Housing costs
- $7,637 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$235,000
gross annual household income
- Payment at 4%
- $5,681 / mo
- Cash down
- $270,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
Values and trends
Nearby listings
Comparable sales
- No similar listings found.


























































































































































































































































































































































