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Virginia, Georgina
$1,295,000
Showstopper Alert! Extremely rare Lake Simcoe waterfront property just one hour north of Toronto! Situated on an impressive 78 x 205 ft corner lot on a quiet dead-end street, this fully renovated home offers nearly 80 ft of private waterfront, plus access to approximately 25 additional feet of shoreline to the adjacent boat launch. Enjoy breathtaking lake views and unforgettable sunsets, with a boat launch conveniently located next door & Community park just past the launch to enjoy year round. The open concept main floor features a spacious family room with a natural gas fireplace, engineered hardwood flooring, and pot lights. The chef-inspired kitchen boasts quartz countertops, a breakfast bar, gas range, and stainless-steel appliances. An expansive main-floor bedroom with an ensuite bathroom and a separate den or office provide added flexibility. Upstairs offers three additional bedrooms and two bathrooms, including a primary bedroom with a 5 piece ensuite and spectacular lake views. From the living/family room, walk out to the large back deck and custom-built gazebo, perfect for entertaining and year-round enjoyment. Major upgrades include windows (2024), kitchen (2024), bathrooms (2024), flooring (2024), metal roof (2024), heat pump(2023), and eavestroughs (2026). A truly exceptional lakeside retreat that must be seen!
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 2000-2500 sq. ft. |
| Property Tax | $5,118 |
| Lot Size | 78 ft x 205 ft |
| mls© Number | N13593336 |
| Listed By | RE/MAX HALLMARK FIRST GROUP REALTY LTD. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
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Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $6,628
- Property tax
- $427
- Heat allowance
- $150
- Housing costs
- $7,205 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$222,000
gross annual household income
- Payment at 4%
- $5,450 / mo
- Cash down
- $259,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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