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Listed 9 days ago

13727 Ninth Line

Ballantrae, Whitchurch-Stouffville

$749,000

Detached|1 1/2 Storey
2 | 1 | 5
About this home

Step into a peaceful retreat that seamlessly blends cozy farmhouse character with key functional upgrades. Beautifully maintained and lovingly cared for, this quaint home features a sun-filled interior where a light-drenched living room creates a warm and inviting atmosphere. The kitchen offers ample space to add a customized prep island. the basement features a rec room and bonus/guest room. Recent improvements provide peace of mind, including a brand-new roof on both the main home and garage in 2025, as well as a new drilled well completed in2015.The outdoor space offers endless possibilities for entertaining, playing, or simply unwinding. Enjoy your morning coffee on the covered front porch. Out back, the rear deck is accessible from the kitchen to extend your living space outdoors-ideal for weekend barbecues and outdoor dining. A large, manicured lawn wraps around the front and side of the property, providing abundant space for gardening, pets, or play. Parking is plentiful with a long driveway leading straight to the detached one-car garage. Outfitted with its own separate 125-amp electrical panel, the garage serves as an outstanding workshop space for projects and hobbies. Full of potential and brimming with countryside charm, this loved property combines bright, comfortable living with essential updates, ready for its next chapter.

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Contact nest zoom realty.

nest zoom realty
(416) 276-9973
TypeDetached
Style1 1/2 Storey
Approx. Age100+
Size1100-1500 sq. ft.
Property Tax$5,072
Lot Size74.3 ft x 165.12 ft
mls© NumberN13730570
Listed ByCENTURY 21 HERITAGE GROUP LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,834
Property tax
$423
Heat allowance
$150
Housing costs
$4,406 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $149,800
25-yr amortization

Income needed

$136,000

gross annual household income

Payment at 4%
$3,152 / mo
Cash down
$149,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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