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Price Change$86,800,000

46 Holtby Street

Oak Ridges, Richmond Hill

$860,000

Freehold Townhouse|2-Storey
3 | 3 | 2
About this home

This is a genuine freehold(Not POTL) townhouse linked by a garage on one side, situated in the Oak Ridge area of Richmond Hill. It is located in a highly family-friendly and tranquil neighborhood, conveniently close to parks and schools. The main floor features a practical layout with no wasted space: it boasts high ceilings and a spacious family room with a fireplace that overlooks a generous breakfast area; a large kitchen equipped with a window and tall upper cabinets; and a combined living and dining area that facilitates hassle-free furniture arrangement. Modern new light fixtures enhance the ambiance. The second floor comprises three well-sized bedrooms. There is direct access from the deep garage to both the house and the backyard, which is fully fenced and paved. The unfinished basement is ready for your personal decorative input. Closing is flexible.

Extras

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Got questions?

Contact nest zoom realty.

nest zoom realty
(416) 276-9973

This seller is holding back offers

Instead of reviewing offers as they come in, this seller has set offer instructions — a strategy often paired with attractive pricing to invite competing bids. Timing and preparation matter here; get in touch and we'll walk you through it.

TypeAtt/Row/Townhouse
Style2-Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$4,606
Lot Size24.61 ft x 88.58 ft
mls© NumberN13742010
Listed ByLANDSTARS 360 REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,402
Property tax
$384
Heat allowance
$150
Housing costs
$4,936 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $172,000
25-yr amortization

Income needed

$152,000

gross annual household income

Payment at 4%
$3,619 / mo
Cash down
$172,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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