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Mill Pond, Richmond Hill
$3,699,000
Custom home built in 2026 at 58A Oxford Street in Richmond Hill, offering approximately 6,000 sq. ft. of finished living space on a 51.55 x 225.66 ft. lot. Featuring five second-floor bedrooms plus an additional bedroom in the finished basement, this spacious home offers 10-ft. ceilings on the main floor and 9-ft. ceilings on both the second floor and basement level. Seven-inch-wide engineered hardwood flooring extends throughout the main and second floors. The gourmet kitchen features a 48-inch Viking gas stove, servery and walk-in pantry, providing ample space for meal preparation and entertaining. Upstairs includes three full bathrooms and conveniently located laundry, while a main-floor powder room serves guests. The finished basement features vinyl flooring and a separate walk-up entrance. Additional features include an irrigation system, alarm system with cameras, fully installed central vacuum and surround sound system with two backyard speakers. The deep backyard offers generous outdoor space, while the driveway accommodates four vehicles with no sidewalk.
No extras listed.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 0-5 |
| Size | 3500-5000 sq. ft. |
| Property Tax | $5,890 |
| Lot Size | 51.55 ft x 225.85 ft |
| mls© Number | N13843766 |
| Listed By | ANALYST REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $18,933
- Property tax
- $491
- Heat allowance
- $150
- Housing costs
- $19,574 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$602,000
gross annual household income
- Payment at 4%
- $15,566 / mo
- Cash down
- $739,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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