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New4 days ago

40 Rosemary Lane

Pefferlaw, Georgina

$798,000

Detached|Bungalow
2 | 2 | 6
About this home

Welcome To A Beautifully Renovated Raised Bungalow Offering Thoughtful Design, Comfortable Living, And Easy Accessibility Throughout. The Bright Main Living Area Brings Everyone Together With An Open Concept Layout, Large Windows, And Vaulted Ceilings. The Renovated Kitchen Features Stainless Steel Appliances And Plenty Of Room For Everyday Meals Or Family Gatherings, With The Eat In Kitchen Flowing Naturally Into The Living Area. Two Bedrooms Are Located On The Main Floor, Along With Two Fully-Renovated Bathrooms. One Bedroom Enjoys A Convenient Semi-Ensuite Bathroom, Offering The Opportunity To Create A Private Full Ensuite If Desired. The Newly Renovated (2021) Lower Level Adds Even More Flexibility, With A Spacious Recreation Room And Two Full Size Bedrooms. Whether You Need Room For Guests, A Growing Family, Or A Space To Unwind, There Is Plenty Of Room To Make It Your Own. Outside, The Large Private Lot Creates A Peaceful Backyard Retreat. Spend Summer Evenings On A New Deck (2024), Gather Under The Large 12' x 12' Gazebo, Or Simply Enjoy The Privacy Of Your Own Outdoor Space. The Attached Garage Has A Electric Vehicle Charger, A New Garage Door and Remote System (2021) Opening To A Recently Paved Asphalt Driveway (2021). With An Accessibility Ramp And Porch (2024), New Asphalt Roof (2024), Generac (2022), And Updated Water Treatment System (2022) This Property Offers A True Move-In Experience. Tucked Away On A Quiet Cul De Sac, This Home Brings Together A Peaceful Setting, Generous Living Space, Thoughtful Accessibility, And Extensive Renovations In One Inviting Package.

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nest zoom realty
(416) 276-9973
TypeDetached
StyleBungalow
Approx. Age31-50
Size1100-1500 sq. ft.
Property Tax$4,681
Lot Size60 ft x 164.35 ft
mls© NumberN14105764
Listed ByLPT REALTY

Listing History

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  • No recent lease history for this listing.

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,085
Property tax
$390
Heat allowance
$150
Housing costs
$4,625 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $159,600
25-yr amortization

Income needed

$142,000

gross annual household income

Payment at 4%
$3,358 / mo
Cash down
$159,600

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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