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New4 days ago

2821 Mt Albert Road

Rural East Gwillimbury, East Gwillimbury

$1,401,000

Detached|Bungalow
3 | 3 | 8
About this home

Discover Your Own Private Waterfront Paradise on the Black River! Nestled on an impressive 117 x 496 ft lot with approximately 20 metres of direct river frontage, this beautifully upgraded bungalow offers a rare combination of peaceful country living, exceptional space, and endless possibilities. Thoughtfully enhanced with a custom-designed addition and extensive improvements, this one-of-a-kind property delivers comfort, functionality, and breathtaking natural surroundings. Boasting approximately 2,600 sq. ft. of above-grade living space, plus a finished walk-out basement with a separate entrance, the home offers a versatile layout ideal for growing families, multi-generational living, or accommodating guests. Bright, spacious principal rooms, expansive windows, quality finishes, and carpet-free interiors create a warm and inviting atmosphere while showcasing picturesque views of the river and surrounding greenery. Step outside to your own private nature retreat, where mature trees, sprawling lawns, and the gentle flow of the Black River provide the perfect backdrop for outdoor entertaining, relaxation, and everyday enjoyment. The expansive property also features a greenhouse, workshop, garden sheds, and abundant space for gardening, outdoor activities, or hobby farming, subject to municipal approvals. Additional features include central air conditioning, an attached double-car garage, and parking for up to eight vehicles. Enjoy the serenity and privacy of a countryside escape without sacrificing convenient access to everyday amenities. A Truly Rare Waterfront Offering in Desirable East Gwillimbury, Where Space, Nature, and Lifestyle Come Together Beautifully.

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nest zoom realty
(416) 276-9973
TypeDetached
StyleBungalow
Approx. AgeNot available
Size2500-3000 sq. ft.
Property Tax$5,251
Lot Size117 ft x 496 ft
mls© NumberN14107706
Listed ByHIGHPOINT HOMES REALTY

Listing History

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  • No recent lease history for this listing.

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$7,171
Property tax
$438
Heat allowance
$150
Housing costs
$7,759 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $280,200
25-yr amortization

Income needed

$239,000

gross annual household income

Payment at 4%
$5,896 / mo
Cash down
$280,200

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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