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New2 days ago

440 Sandford Street

Central Newmarket, Newmarket

$989,000

Detached|2-Storey
4 | 3 | 5
About this home

The first thing you notice walking up to 440 Sandford is how much work has been done. Roof, windows, siding, soffit, fascia and eavestrough all new in 2021; brick painted white; windows in black; landscaping established with trees planted; and a new garage door in 2026.The sellers carried the same standard inside: engineered hardwood on the main in 2024 and upstairs in 2025, basement and carpet in 2024, furnace in 2023, water softener in 2025, and a garage finished top to bottom. 4+1 bedrooms and 2.5 baths, with four well-proportioned bedrooms full of character. The back half of the 57 x 106 ft lot belongs to the south-facing saltwater pool. New pool equipment 2025, liner 2019, deck and fence 2020. The deck wraps the pool end to end, with a pool bar to one side and a covered dining area for long evenings. Move in this fall and get excited for the summer to enjoy the lifestyle of this backyard. The new Mulock Park is a very short walk away: 16 acres of trails and green space, a natural play area, the cafe in the historic Mulock House, and skating in the winter. Newmarket's Main Street is a 10- to 15-minutewalk for shops and restaurants, with everyday retail minutes away.

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nest zoom realty
(416) 276-9973
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$5,750
Lot Size57.95 ft x 106 ft
mls© NumberN14110436
Listed ByBOSLEY REAL ESTATE LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,062
Property tax
$479
Heat allowance
$150
Housing costs
$5,691 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $197,800
25-yr amortization

Income needed

$175,000

gross annual household income

Payment at 4%
$4,162 / mo
Cash down
$197,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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