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New2 days ago

39 Oxford Street

Mill Pond, Richmond Hill

$1,488,000

Detached|2-Storey
4 | 4 | 6
About this home

Exceptional Home Offering Comfort & Space in Richmond Hill's Desirable Community - "Mill Pond". Situated on a Premium 51.51' x 131.96' Lot, 4+2 Bdrm 4-Bath All-Brick Home Offers Approx. 4,400 S.F. of Total Living Space (3,150 S.F. + Fin. Bsmt). Charming Covered Porch, Beautifully Upgrades: Crown Moulding, Hardwood/Laminate Flooring, Pot Lights & Oak Staircase. Stylish Modern Kitchen Boasts Quartz Countertops & Backsplash, Custom Cabinetry w/Valance Lighting & S/S Appliances. Spacious Primary Retreat w/5-Pc Ensuite, W/I Closet & Private Office w/ Sitting Area. Fully Finished Basement w/Separate Entrance, 2 Bdrms, Kitchen, Rec & Games Rms, 3-Pc Bath & 2nd Laundry. Main Floor Laundry w/Direct Garage Access. Enjoy a Private, Fully Fenced South-Facing Backyard w/Patio & Planter Box. Interlocking Driveway Parks 4 Cars. Steps to Shopping & Transit. Close to Parks, Schools & Supermarkets. Minutes to GO Station & Hillcrest Mall. Top-Ranked Schools: St. Mary Immaculate Catholic Elementary (81/2995), Alexander Mackenzie H.S. (70/732) & St. Theresa of Lisieux Catholic H.S. (3/732).

Extras

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nest zoom realty
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This seller is holding back offers

Instead of reviewing offers as they come in, this seller has set offer instructions — a strategy often paired with attractive pricing to invite competing bids. Timing and preparation matter here; get in touch and we'll walk you through it.

TypeDetached
Style2-Storey
Approx. AgeNot available
Size3000-3500 sq. ft.
Property Tax$8,490
Lot Size51.51 ft x 131.96 ft
mls© NumberN14112050
Listed ByHOMELIFE LANDMARK RH REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$7,616
Property tax
$708
Heat allowance
$150
Housing costs
$8,474 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $297,600
25-yr amortization

Income needed

$261,000

gross annual household income

Payment at 4%
$6,262 / mo
Cash down
$297,600

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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