454 Alper Street
Crosby, Richmond Hill
$1,188,000
Elegant,Upgraded ,& uniquely Designed Open -Concept 2- Story Detached Home Featuring 4 +1 Bedrms & 3 Bathrms ,Thoughtfully Improved Throughout, With Recent Updates Including A New Roof ,Fresh Paint , New Entrance Door, Pot Lights, Extended Driveway W 4 Car prkg & No Sidewalk .Modern Coustom Kitchen With W S/S Gas Range, S/S Appls , Glass Backsplash ,Quartz Counter Top & Center Island . Additional features include a Beautifuly Designed Under Stairs Green Space, Glass Railings, Newer 2ND Flr Laminate Flooring, Wall to Wall B/I Clsts. The 3 years Old Fin Bsmt Apt offers a Sep Entrance & Insulated Walls To Prevent It From Losing Heat, Level Flooring, Lrg Kit W Quartz Countertop, S/S Appls, Pot Lights, 3- Pc Bath & Bedrm W Lrg Closet - Ideal For Rental Income Or Extended Family .Enjoy A Lrg Private Backyard W Pond & Large Custom -Built Shed Conveniently Located Near Top-Ranking Schools, Shopping & Hwy . Walk to Bayview & Elgin Mills.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 51-99 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $5,200 |
| Lot Size | 50.07 ft x 102 ft |
| mls© Number | N14115318 |
| Listed By | RIGHT AT HOME REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $6,081
- Property tax
- $433
- Heat allowance
- $150
- Housing costs
- $6,664 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$205,000
gross annual household income
- Payment at 4%
- $4,999 / mo
- Cash down
- $237,600
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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