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New4 hours ago

35 Montcalm Avenue NW

Briar Hill-Belgravia, Toronto

$875,000

Detached|Bungalow
2 | 3 | 1
About this home

First Time Home Buyer Opportunity. Detached Bungalow. Well Maintained in the heart of Briar-Hill. Extra Income option Basement apartment. Separate Entrance. Open concept Main Floor W/Upgraded Kitchen, New Fridge Oct-2025. Hardwood Floors. Large Open Concept Living Room. W/Dining Breakfast Bar. Kitchen Appliances-Basement New Oct-2025. Spacious Bathrooms. Walking Closet. Complete New Heating System-Nov-2025. Steps from Subway Station, TTC, School, Park, Restaurants and Plaza. Easy Access to Allen Express, 401 and 400. Sump pump

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nest zoom realty
(416) 276-9973
TypeDetached
StyleBungalow
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$3,770
Lot Size25 ft x 125.5 ft
mls© NumberW13817060
Listed ByKIC REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,479
Property tax
$314
Heat allowance
$150
Housing costs
$4,943 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $175,000
25-yr amortization

Income needed

$152,000

gross annual household income

Payment at 4%
$3,682 / mo
Cash down
$175,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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