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New2 hours ago

109 Fermanagh Avenue

Roncesvalles, Toronto

$2,199,000

Detached|3-Storey
5 | 4 | 4
About this home

Prime Roncesvalles Village! Fully rebuilt from the ground up, this exceptional detached 3.5-storey LEGAL DUPLEX offers over 2,600 sq. ft. of beautifully finished living space, including a fully finished basement with separate entrance. Featuring 5+1 bedrooms and 4 bathrooms, this is the kind of home growing families wait for in Roncesvalles-and rarely find. Designed with modern family living in mind, the bright open-concept main floor offers seamless flow, abundant natural light and a sophisticated contemporary feel. At the heart of the home is a brand-new, magazine-worthy eat-in kitchen featuring quartz countertops, sleek cabinetry, designer backsplash and finishes (2026), a charming bay window, coffee bar and abundant storage-perfect for busy mornings, family dinners and entertaining. Generously proportioned bedrooms provide exceptional space for a growing family, while thoughtful design and quality craftsmanship are evident throughout. The fully finished lower level with separate entrance and additional bedroom offers outstanding flexibility for extended family, a nanny suite, home office or potential rental income. A rare bonus is the oversized detached 2-car garage with laneway access-an exceptional find in this neighborhood. Ideally located in one of Toronto's most sought-after family communities, just steps to the shops, cafés and restaurants of Roncesvalles Village, Sorauren Park, High Park, excellent schools and transit. Move-in ready, extensively upgraded and offering an outstanding combination of space, flexibility and location-this is more than a beautiful home; it's a smart investment in your family's future.

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nest zoom realty
(416) 276-9973
TypeDetached
Style3-Storey
Approx. AgeNot available
Size2000-2500 sq. ft.
Property Tax$8,122
Lot Size19.67 ft x 118 ft
mls© NumberW13851806
Listed BySUTTON GROUP-ADMIRAL REALTY INC.

Listing History

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  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$11,255
Property tax
$677
Heat allowance
$150
Housing costs
$12,082 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $439,800
25-yr amortization

Income needed

$372,000

gross annual household income

Payment at 4%
$9,254 / mo
Cash down
$439,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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