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New3 hours ago

14 Spears Street

Rockcliffe-Smythe, Toronto

$799,000

Detached|1 1/2 Storey
3 | 3 | 3
About this home

Welcome to this beautifully renovated home in the desirable Rockcliffe-Smythe neighborhoods in Toronto, offering over approximately 1,700 sq. ft. of finished living space, 2+2 bedrooms, 3 upgraded bathrooms, and stunning ravine views. Featuring a bright open-concept living and dining area, modern kitchen with quartz waterfall countertops and a spacious island, plus a luxurious upper-level primary suite with ensuite. The approximately 700 sq. ft. finished basement offers a separate entrance, kitchenette, laundry, and potential rental income . Enjoy a private fenced backyard overlooking the ravine, an 11 kW EV charger, and convenient access to Stockyards Shopping Centre, schools, parks, TTC, Weston GO Station, and major highways. An exceptional move-in-ready home combining modern living, privacy, and income potential in a prime Toronto location!

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nest zoom realty
(416) 276-9973
TypeDetached
Style1 1/2 Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$4,566
Lot Size30 ft x 120 ft
mls© NumberW14029330
Listed ByHOMELIFE/MIRACLE REALTY LTD

Listing History

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  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,090
Property tax
$380
Heat allowance
$150
Housing costs
$4,620 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $159,800
25-yr amortization

Income needed

$142,000

gross annual household income

Payment at 4%
$3,362 / mo
Cash down
$159,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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