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Arran-Elderslie, Arran-Elderslie
$549,900
Welcome to 23 12th Street SE in Chesley. This solid all-brick bungalow sits on a fully fenced yard near the edge of town-perfect for kids to play safely while still being close to amenities. Inside, the layout is designed for easy one level living. The large updated kitchen is the true heart of the home, with quartz countertops, a big island, and a great appliance package that makes everyday meals and weekend gatherings a breeze. The bright living room flows naturally into a flexible space that can serve as a play area, cozy nook, or extra gathering spot. The primary bedroom offers its own ensuite, while two additional bedrooms give the kids (or guests) their own space. Finish the main level off with a second full bathroom, convenient laundry room, and half bath to keep daily life running smoothly. Downstairs, the unfinished basement is ready for your family's next chapter. There's plenty of room to add bedrooms, create a rec room, or finish a bathroom - with the added bonus of the walk-up to the garage. Bonuses - the large garage, ample parking, and inviting back deck make outdoor time and busy family schedules that much easier.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 31-50 |
| Size | 1500-2000 sq. ft. |
| Property Tax | $4,295 |
| Lot Size | 99 ft x 89 ft |
| mls© Number | X13674910 |
| Listed By | eXp Realty |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,815
- Property tax
- $358
- Heat allowance
- $150
- Housing costs
- $3,323 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$102,000
gross annual household income
- Payment at 4%
- $2,314 / mo
- Cash down
- $109,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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