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O'Neill, Oshawa
$649,000
Tucked into an established Oshawa neighborhood, just north of Highway 401, 523 Brentwood Avenue offers a welcoming blend of character, thoughtful updates, and everyday convenience. At the heart of this inviting raised bungalow is a bright and welcoming living room, where an oversized picture window fills the space with natural light and overlooks the charming, tree-lined streets beyond. The combined kitchen and dining area features tasteful updates, including granite countertops and stainless steel appliances, with a walkout to a spacious elevated deck surrounded by mature trees, offering a quiet sense of privacy. The main level features three bedrooms and a four-piece bathroom, while the finished lower level provides additional living space and flexibility. Complete with a fourth bedroom, three-piece bathroom, recreation room with gas fireplace, walkout, and separate side entrance, this versatile space offers excellent potential for extended family or multigenerational living. Outside, the backyard enjoys a peaceful setting with a small creek bordering the rear of the property, adding to the home's natural surroundings. With its established neighborhood setting, functional layout, and thoughtful improvements, 523 Brentwood Avenue offers a wonderful opportunity to settle in and make it your own.
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| Type | Detached |
| Style | Bungalow-Raised |
| Approx. Age | 51-99 |
| Size | 700-1100 sq. ft. |
| Property Tax | $5,316 |
| Lot Size | 50 ft x 100.32 ft |
| mls© Number | E14111192 |
| Listed By | EXP REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,322
- Property tax
- $443
- Heat allowance
- $150
- Housing costs
- $3,915 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$120,000
gross annual household income
- Payment at 4%
- $2,731 / mo
- Cash down
- $129,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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