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New2 days ago

523 Brentwood Avenue

O'Neill, Oshawa

$649,000

Detached|Bungalow-Raised
3 | 2 | 4
About this home

Tucked into an established Oshawa neighborhood, just north of Highway 401, 523 Brentwood Avenue offers a welcoming blend of character, thoughtful updates, and everyday convenience. At the heart of this inviting raised bungalow is a bright and welcoming living room, where an oversized picture window fills the space with natural light and overlooks the charming, tree-lined streets beyond. The combined kitchen and dining area features tasteful updates, including granite countertops and stainless steel appliances, with a walkout to a spacious elevated deck surrounded by mature trees, offering a quiet sense of privacy. The main level features three bedrooms and a four-piece bathroom, while the finished lower level provides additional living space and flexibility. Complete with a fourth bedroom, three-piece bathroom, recreation room with gas fireplace, walkout, and separate side entrance, this versatile space offers excellent potential for extended family or multigenerational living. Outside, the backyard enjoys a peaceful setting with a small creek bordering the rear of the property, adding to the home's natural surroundings. With its established neighborhood setting, functional layout, and thoughtful improvements, 523 Brentwood Avenue offers a wonderful opportunity to settle in and make it your own.

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nest zoom realty
(416) 276-9973
TypeDetached
StyleBungalow-Raised
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$5,316
Lot Size50 ft x 100.32 ft
mls© NumberE14111192
Listed ByEXP REALTY

Listing History

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  • No recent lease history for this listing.

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,322
Property tax
$443
Heat allowance
$150
Housing costs
$3,915 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $129,800
25-yr amortization

Income needed

$120,000

gross annual household income

Payment at 4%
$2,731 / mo
Cash down
$129,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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